The OnePlace Capital Advantage
Being able to deliver the highest level of patient care is key to retaining -- and growing -- your practice. OnePlace Capital is expressly designed to help do both.
Our Equipment Finance Agreement (EFA) gives you immediate and true ownership of your equipment and is identical to a loan.
Our Loan vs. Their Leasing
What sets us apart from other finance companies? We deliver ownership and flexibility with loans, not leases. Compare the difference of our loan over their lease.
Can I payoff this contract early without penalties?
Yes! The OPC Loan may be paid off at any time with no penalties or future interest.
If you pay off early, you must pay all future payments and remaining interest.
Do I own the equipment?
Yes! You own the equipment from Day One.
No. The leasing company owns the equipment.
Can I make extra payments towards principal?
Yes! Extra payments can be applied towards principal at any time, thus, shortening your term and lowering your overall interest expense.
Any additional funds will be applied to future scheduled payments including interest.
OPC vs. Local Bank
Why finance with OnePlace Capital (OPC) rather than a local, traditional bank? We bring the bank to you plus we provide these additional benefits that most banks don't.
Will this loan appear on my credit report?
No! The OPC Loan will not appear on your personal credit report as a debt obligation.
Yes. Your loan will show up as a debt obligation on your credit report.
Will there be a lien against me or my practice?
No! We only file a security interest in the item financed.
Most banks file a blanket lien against you and/or your business.
Can I pay off early with no penalties?
Yes! You can make extra principal payments or pay off at any time with no penalties or future interest charges.
In most cases, you will incur penalties for early payoff and be liable for all interest charges for the full term of your loan.
How quickly can the loan be processed?
Today! We can turn requests around in a matter of hours.
Most requests can take several days.
Our finance agreement was designed specifically for healthcare practices. Not only do we bring the bank to you, our loans were made for you!